The people first
Both parents covered, employer coverage understood, disability income considered.
Free Checklist
New house, new baby, new job. Is the family actually protected?
Every big life event quietly adds financial risk before it adds wealth. This one-page checklist covers the ten things young families should have handled before worrying about picking investments. Protection comes before portfolios.
Coverage on both parents
Beneficiaries done right
The emergency cushion
A veteran-family section
What's inside
Ten checkboxes. Five minutes to read. A real picture of where you stand.
Life insurance on both parents, sized honestly. Beneficiaries with no blanks and no ex-spouses. The estate basics with guardianship for the kids. An emergency fund that matches your actual mortgage. And a section for veteran families on SGLI, VGLI, and the TSP. Check what's done, circle what isn't, and you know exactly what to fix next.
Then the details
Beneficiaries, wills, guardianship, powers of attorney. The unglamorous things that matter most.
Then keep building
Emergency cushion, debt plan, retirement contributions still running, nothing forgotten at old jobs.