Financial planning
Flat fee. Published. Buy it now.
No hourly, no retainer, and no discovery call before you are allowed to see a price. Here is exactly what lands in your hands for each one.
Foundations
$750 one time
For a clear starting plan around one or two priorities.
- Discovery meeting plus a plan-delivery meeting
- Cash flow and emergency fund review
- Debt pay-down vs invest analysis, ranked by your actual rates
- Retirement savings starting roadmap
- Written one-page action plan you keep
- 30 days of email follow-up
Most chosen
Household
$2,000 one time
For a full picture, usually a couple with a few moving parts.
- Everything in Foundations, plus
- Full household cash flow and net worth build-out
- Goal planning: retirement, major purchases, education
- Insurance needs review, life and disability gaps
- Tax-aware account strategy, Roth vs traditional and contribution order
- Two working sessions plus a delivery meeting
- 60 days of email follow-up
Household + Implementation
$3,000 one time
For help executing, not just a document.
- Everything in Household, plus
- Guided implementation support
- Account setup walkthroughs
- Beneficiary and titling review
- Up to three additional working sessions
- Completed within the six-month window
Paying starts the engagement. The written planning agreement follows by email the same day for signature, and the discovery meeting is part of the work rather than a sales call you have to pass first.
Flat fee agreed in writing before any work begins. One-time engagement completed within six months; it is not a subscription. If we stop early, any unearned prepaid portion is returned. Insurance is optional and never required through the firm. Planning is analysis and education; there are no performance promises, and investing involves risk including loss of principal.
Not sure which one?
Most households land on Household. If you only have one or two questions, Foundations is enough. If in doubt, ask me and I will tell you the cheaper answer when it is the right one.