Checklist

Before changing a policy, know what the coverage is supposed to solve.

A useful review starts with obligations, people, ownership, beneficiaries, and liquidity — not just premium and death benefit.

Request the Checklist →Review the items

Income replacement

What income would need to continue, for whom, and for how long?

Debt and liquidity

What debt, taxes, estate costs, or cash needs could appear at the wrong time?

Family obligations

Dependents, education, caregiving, and long-term family priorities.

Business exposure

Key-person, buy-sell, continuity, and ownership transition questions.

Beneficiaries

Ownership and beneficiary designations should match the planning intent.

Policy fit

Term, permanent, employer, and legacy coverage all have different jobs.

Request the checklist

Ask for the checklist or a protection review.

Do not include policy numbers or sensitive data in the form.

Request the Checklist

Request a follow-up and Rae & Co can send the checklist or discuss a life insurance review. Do not include policy numbers or sensitive information.

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